Higher Certificate in Wealth Management (NQF 5)

The Higher Certificate in Wealth Management (HCWM) provides an ideal entry point into the financial services industry in various roles, or to kickstart your career in financial planning.

The HCWM is recognised by the Financial Services Conduct Authority for all product sub-categories of Category I FSPs, and can be used to fulfil fit and proper requirements for FAIS roles in Category I FSPs.

What will this Qualification enable you to do?

Upon successful completion of the HCWM students will be able to:

  • Demonstrate knowledge and understanding of legislation, ethics, and compliance in the context of the financial services sector in South Africa.
  • Demonstrate knowledge and understanding of the financial planning process in terms of collecting, analysing and synthesising appropriate data to develop solutions and make judgments and recommendations that take into consideration client needs and attitudes.
  • Apply a fundamental knowledge of insurance, economics, investment practices, tax and other financial information to match the financial requirements of clients to financial products.
  • Communicate and present information, in writing and verbally, to demonstrate insight into current issues in the Financial Services Sector.

Who should apply?

  • Administrators in financial planning practices, insurance companies, banks and retirement funds;
  • Self-employed financial advisors or brokers working under supervision who need a qualification to meet fit and proper requirements;
  • Tied agents; or employed personnel rendering intermediary services in a variety of roles.
Content

Students complete four compulsory modules and can choose one of three elective modules.

Financial Planning Environment Fundamentals
Credits: 30
Compulsory

Risk Planning Fundamentals
Credits: 30
Compulsory

Investment and Retirement Planning Fundamentals
Credits: 30
Compulsory

Introduction to Tax in Financial Planning
Credits: 15
Compulsory

Business Assurance Fundamentals
Credits: 15
Elective

Retirement Funds Fundamentals
Credits: 15
Elective

Healthcare Benefits Fundamentals
Credits: 15
Elective

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Learning Material

Students will have online access to their study material which will include a study guide, self-assessments and relevant additional resources.

Accreditation and Certification

Moonstone Business School of Excellence (Pty) Ltd acknowledges that, certification in vocational education and training and the content of the certificate, are regulated by the National Board of Education and governed by the Higher Education Act, 1997 (Act No 101 of 1997) as well as Regulation 1 of the Regulations for the Registration of Private Higher Education Institutions, 2002.

Assessments

Students will have to complete online Formative Assessments and a final invigilated written Summative Assessment for each module.